Whether you are a flat owner or a tenant, our homecare Extra insurance provides the comprehensive protection you need for your home to handle unexpected occurs.
An All Risks cover provides against any accidental physical loss or damage including the perils of fire, lightning, theft, typhoon, windstorm, flood, explosion, earthquake, bursting of pipes and malicious damage.
Worldwide in respect of temporary visits with each visit not exceeding 60 consecutive days. For this purpose, visit means a round trip commencing in Hong Kong’
Provides cover for your home building against any sum insured accidental physical damage including the perils of fire, lightning, theft, typhoon, windstorm, flood, explosion, earthquake, bursting of pipes and malicious damage.
A 24-hour Home Assistant hotline is provided to you for the referral services of electrical, plumbing, locksmith, emergency home nursing, pest control and cleaning.
Do not have a home insurance policy cancelled, declined, refused to renew or had special terms and conditions imposed upon a policy, or have made or reported a home insurance claim in the past 3 years
Insured premise is built of brick, concrete and roofed with concrete and is in good state of repair.
No part of insured premise is below ground floor level.
Insured premise is of residential nature which is solely occupied by policyholder.
Insured premise is not left unoccupied for more than 60 days consecutively
Insured premise is not a sub-divided flat
As a policyholder, I am aged 18 or above.
Loss of or damage to mobile/portable telephone, pagers, spectacles, contact lens and sporting equipment;
Loss of or damage to contents caused by scratching, rust, wear and tear, vermin and mechanical or electrical fault or breakdown;
Loss of or damage to computer records;
Loss of or damage to contents on the roof or open area or insured under a separate policy;
Any loss or damage caused by or resulting from unexplained or mysterious disappearance
Consequential loss or damage of any kind
Claims arising from whatsoever causes if the Insured's premises is left unoccupied for more than 60 consecutive days, except the loss of or damage to contents caused by fire, lightning, explosion, earthquake, typhoon, windstorm, flood and bursting of pipes.
Claims arising from war, radioactivity or sonic bangs ;
* The coverage features above are indicative only. Please refer to full policy documents for detailed terms & conditions, exclusions, benefit table and premium in Quote Now.