Harvest Pack is a packaged policy withbundle coverage of property and liability.It’s a flexible period of insurance, thecoverage period is your choice.
Rent Protection
Cover loss of rent up to 12 months
Building Structure Protection
Cover the cost of reinstatement of your premise due to accidental damage
Legal Liability Protection
To indemnity you against legal liability for third party bodily injury &/or property damage
Coverage Table
Coverage Table
Maximum Limit (HK$)

To indemnify the Insured against loss of or damage to insured property or any part of such property resulting from fire, lightning, explosion of boilers or gas used for domestic purposes only, typhoon, windstorm, flood, bursting or overflowing of water tanks, apparatus or pipes, sprinkler leakage, explosion, riot, strike, malicious damage, aircraft, vehicle impact, earthquake, rainstorm.

1) On building including landlord’s fixtures and fittings but excluding foundations and drains
Sum Insured
2) On loss of Rent not exceeding 12 months
Sum Insured

To indemnify the Insured against all sums including litigation costs & expenses which the Insured shall become legally liable to pay as compensation for:

  • Accident Death, bodily injury to any person of third party

  • Accidental loss of or damage to third party property

arising from the business within the specified premises.

HK$ 20,000,000.00

* The coverage features above are indicative only. Please refer to full policy documents for detailed terms & conditions, exclusions, benefit table and premium in Quote Now.