Harvest Pack is a packaged policy withbundle coverage of property and liability.It’s a flexible period of insurance, thecoverage period is your choice.
Cover the cost of reinstatement of your premise due to accidental damage
Legal Liability Protection
To indemnity you against legal liability for third party bodily injury &/or property damage
Coverage Table
Coverage Table
Coverage
Maximum Limit (HK$)
FIRE
To indemnify the Insured against loss of or damage to insured property or any part of such property resulting from fire, lightning, explosion of boilers or gas used for domestic purposes only, typhoon, windstorm, flood, bursting or overflowing of water tanks, apparatus or pipes, sprinkler leakage, explosion, riot, strike, malicious damage, aircraft, vehicle impact, earthquake, rainstorm.
1) On building including landlord’s fixtures and fittings but excluding foundations and drains
Sum Insured
2) On loss of Rent not exceeding 12 months
Sum Insured
PUBLIC LIABILITY
To indemnify the Insured against all sums including litigation costs & expenses which the Insured shall become legally liable to pay as compensation for:
Accident Death, bodily injury to any person of third party
Accidental loss of or damage to third party property
arising from the business within the specified premises.
HK$ 20,000,000.00
IMPORTANT NOTICE
* The coverage features above are indicative only. Please refer to full policy documents for detailed terms & conditions, exclusions, benefit table and premium in Quote Now.
