This product not only helps you to fulfill your legal obligations as a responsible employer, but also provides you with protection in the unfortunate accident or an illness of your domestic helper.
This plan is for overseas domestic helper only.
A 15-day waiting period from the effective date of the insurance shall be applicable under Clinical Expenses, Surgical and Hospitalization Expenses, Dental Expenses and Loss of Services Cash Allowance during which no benefits shall be payable.
Accident or sickness of Domestic Helper sustained or contracted outside Hong Kong.
Any disease existed prior to the effective date of the policy.
Suicide, psychiatric or mental disorders, congenital abnormalities, HIV, sexually transmitted disease, pneumoconiosis, heart disease, cancer, infertility, sterilisation, pregnancy, drug addiction, physical check-ups and cosmetic or plastic surgery.
Any late payment surcharge that the Employer liable under the Employees Compensation Ordinance.
War and warlike operation, nuclear energy and radiation.
"Domestic Helper" means the person named in the Schedule who is employed under an Employment Contract as governed by the Immigration Ordinance (Chapter 115) by the Insured as an oversea domestic helper at home provided that she is aged between 18 and 64 on inception of this policy.
* The coverage features above are indicative only. Please refer to full policy documents for detailed terms & conditions, exclusions, benefit table and premium in Quote Now.