Section I -
This insurance provides protection for your residential building against:
Fire including smoke damage and water damage arising from fire
Thundering & Lightning
Explosion including explosion of boilers or gas used for domestic purposes
Typhoon & Windstorm including Flood
Overflowing of Water Tanks, Pipes or Apparatus
Riot and Strike
Vehicle Impact by third party vehicle
Earthquake including Flood
Landslip and Subsidence
Section II -
On Fabric of Building including landlord's fixtures and fittings (excluding drains and foundations)
Section III -
The Insured shall be responsible for:
the first HKD 3,000 of each and every loss resulting from item (4), (5), (10) & (11) in Section I;
the first HKD 10,000 or 10% of the loss resulting from item (12) in Section I, whichever is the greater.
Section IV -
This insurance does not cover loss or damage arising from :
the burning down of the building by the order of any public authority;
theft during or after the occurrence of a fire;
perils not specified in Section I.
Section V -
Please ensure the sum insured is adequate.
You shall notify the Company for any change of situation, occupation, sum insured or mortgage.
Residential Building Insurance Application Form