Benefits Outline
Coverage Max. Compensation (HK$)
 
Important Notes
1. This plan is for overseas domestic helper only.
2. Waiting Period
  A 15-day waiting period from the effective date of the insurance or each domestic helper shall be applicable under Clinical Expenses, Surgical and Hospitalization Expenses, Dental Expenses and Loss of Services Cash Allowance during which no benefits shall be payable.
3. Main Exclusions
  Accident or sickness of Domestic Helper sustained or contracted outside Hong Kong.
    Any disease existed prior to the effective date of the policy.
    Suicide, psychiatric or mental disorders, congenital abnormalities, HIV, sexually transmitted disease, pneumoconiosis, heart disease, cancer, infertility, sterilisation, pregnancy, drug addition, physical check-ups and cosmetic or plastic surgery.
  Any late payment surcharge that the Employer liable under the Employees Compensation Ordinance.
    War and warlike operation, nuclear energy and radiation.
 
Healthy Domestic Helper Insurance Application Form